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VGB TÜRKİYE HAYAT VE EMEKLİLİK A.Ş. KATILIM STANDART EMEKLİLİK YATIRIM FONU Türkiye Hayat ve Emeklilik

Katılım Standart Risk 3/7
 
 
 
+1.54% past month
Summary

VGB primarily holds kamu kira sertifikası (tl) and is a medium-risk fund (3/7). Over the past year it returned 41.6%; 7.20% above official inflation. With an annual 1.86% management fee, it trades in the Katılım Standart Fon category. Launched in 2010, it manages 3.9B ₺ in assets across 108,220 investors. (Average position: ~36.2K ₺)

Risk 3/7
NOMINAL RETURN · 1Y
+41.6%
CPI 32.1%
USD 16.8%

Real +7.20% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
3.9B ₺
Total portfolio value
Net Flow
-21.8M ₺
monthly net in/out
Management Fee
1.86%
Charged from the fund whether you gain or lose.
Max Expense Ratio
1.91%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
KKS (TL)67.1%HS29.1%
  • Kamu Kira Sertifikası (TL) 67.1%
  • Hisse Senedi 29.1%
  • Girişim Sermayesi Yatırım Fonu Katılma Payı 2.96%
  • Yatırım Fonu Katılma Payı 0.73%
  • Katılım Hesabı (TL) 0.09%
Purchasing Power
₺ TÜFE
Period
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Nominal Return · —
—
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month +1.54%
3 Months +5.54%
6 Months +15.9%
YTD +23.4%
1 Year +41.6%
3 Years +126%
5 Years +392%
Holdings
  • Kamu Kira Sertifikası (TL) 67.1%
  • Hisse Senedi 29.1%
  • Girişim Sermayesi Yatırım Fonu Katılma Payı 2.96%

🎯 Declared Strategy

Comparison benchmark: %10 BIST KATILIM 100 GETİRİ ENDEKSİ + %70 BIST-KYD KAMU KIRA SERTIFIKALARI + %10 BIST-KYD OZEL SEKTOR KIRA SERTIFIKALARI + %10 BIST-KYD 1 AYLIK KAR PAYI TL

📋 Profile

ISIN code TRYVFEM00116
Founder TÜRKİYE HAYAT VE EMEKLİLİK A.Ş.
Portfolio manager firm GARANTİ PORTFÖY YÖNETİMİ A.Ş.
Inception date 2010-03-01
Fund term Fon Süresiz Olarak Kurulmuştur
Independent auditor PwC BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş
Risk value 3
Volatility (1Y) 6.51%
Max Drawdown (1Y) -2.32% (May 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+1

📞 Contact

ContactLevent Mahallesi, Çayırçimen Sokağı Vakıfbank Apt. No:7, 34330 Beşiktaş / İSTANBUL
Tel212-310-37-00
Faks0212-310-39-99
e-Posta[email protected]
Authorized contacts
Nesrin KAYĞUN Müdür
02123103700 [email protected]
Müşteri İletişim Merkezi
08502022020 [email protected]

Fund Profile

What is the VGB fund?

VGB is a pension fund managed by Türkiye Hayat ve Emeklilik. It is offered through the Turkish pension (BES) system under the code VGB, in the Katılım Standart category.

How has the VGB fund performed?

It returned 41.6% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +7.20%. Year to date it is 23.4%. Over 5 years it returned 392%.

What does the VGB fund hold?

Portfolio allocation: Kamu Kira Sertifikası (TL) 67.1%, Hisse Senedi 29.1%, Girişim Sermayesi Yatırım Fonu Katılma Payı 2.96%.

What does the VGB fund cost?

The annual management fee is 1.86%. Its total expense ratio is 1.91%.

How much withholding tax does the VGB fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

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1Y return
The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.