fon.org.tr TEFAS Fund Data
Not investment advice. You are solely responsible for any decisions you make based on the information here. Data may be inaccurate or delayed. By using this site you are deemed to have accepted the user agreement.
All funds

TYJ TÜRKİYE HAYAT VE EMEKLİLİK A.Ş. İKİNCİ YAŞAM DÖNGÜSÜ EMEKLİLİK YATIRIM FONU Türkiye Hayat ve Emeklilik

Yaşam Döngüsü/Hedef Risk 3/7
 
 
 
+0.74% past month
Summary

TYJ primarily holds hisse senedi and is a medium-risk fund (3/7). Over the past year it returned 35.8%; 2.80% above official inflation. With an annual 2.15% management fee, it trades in the Yaşam Döngüsü/Hedef Fon category. Launched in 2021, it manages 133M ₺ in assets across 4,949 investors. (Average position: ~26.9K ₺)

Risk 3/7
NOMINAL RETURN · 1Y
+35.8%
CPI 32.1%
USD 16.8%

Real +2.80% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
133M ₺
Total portfolio value
Net Flow
-1.1M ₺
monthly net in/out
Management Fee
2.15%
Charged from the fund whether you gain or lose.
Max Expense Ratio
2.28%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
HS30.4%Mevduat (TL)19.6%YFKP13.3%TPP9.54%FB8.18%Ters Repo7.50%Diğer11.5%
  • Hisse Senedi 30.4%
  • Mevduat (TL) 19.6%
  • Yatırım Fonu Katılma Payı 13.3%
  • Takasbank Para Piyasası 9.54%
  • Finansman Bonosu 8.18%
  • Ters Repo 7.50%
  • Diğer 11.5%
Purchasing Power
₺ TÜFE
Period
Loading…
Nominal Return · —
—
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month +0.74%
3 Months +3.20%
6 Months +9.83%
YTD +16.9%
1 Year +35.8%
3 Years +260%
Holdings
  • Hisse Senedi 30.4%
  • Mevduat (TL) 19.6%
  • Yatırım Fonu Katılma Payı 13.3%

📋 Profile

ISIN code TRYVFEM00397
Founder TÜRKİYE HAYAT VE EMEKLİLİK A.Ş.
Portfolio manager firm PHİLLİP PORTFÖY YÖNETİMİ A.Ş.
Inception date 2021-12-28
Fund term SÜRESİZ
Independent auditor PwC BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş
Risk value 3
Volatility (1Y) 7.99%
Max Drawdown (1Y) -4.57% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+2

📞 Contact

ContactLevent Mahallesi, Çayırçimen Sokağı Vakıfbank Apt. No:7, 34330 Beşiktaş / İSTANBUL
Tel0 212 310 37 00
Faks0 212 310 39 91
e-Posta[email protected]
Authorized contacts
Nesrin KAYĞUN MÜDÜR
02123103700 [email protected]
Müşteri İletişim Merkezi
08502022020 [email protected]

Fund Profile

What is the TYJ fund?

TYJ is a pension fund managed by Türkiye Hayat ve Emeklilik. It is offered through the Turkish pension (BES) system under the code TYJ, in the Yaşam Döngüsü/Hedef category.

How has the TYJ fund performed?

It returned 35.8% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +2.80%. Year to date it is 16.9%. Over 3 years it returned 260%.

What does the TYJ fund hold?

Portfolio allocation: Hisse Senedi 30.4%, Mevduat (TL) 19.6%, Yatırım Fonu Katılma Payı 13.3%.

What does the TYJ fund cost?

The annual management fee is 2.15%. Its total expense ratio is 2.28%.

How much withholding tax does the TYJ fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

Similar Funds

1Y return
The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.