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MDE TÜRKİYE HAYAT VE EMEKLİLİK A.Ş. MERKEZİ ALACAĞIN DEVRİ TEMKİNLİ DEĞİŞKEN EMEKLİLİK YATIRIM FONU Türkiye Hayat ve Emeklilik

Merkezi Alacağın Devri Risk 3/7
 
 
 
+1.19% past month
Summary

MDE primarily holds devlet tahvili and is a medium-risk fund (3/7). Over the past year it returned 37.8%; 4.27% above official inflation. With an annual 1.25% management fee, it trades in the Merkezi Alacağın Devri Fonu category. Launched in 2025, it manages 170M ₺ in assets across 412 investors. (Average position: ~413K ₺)

Risk 3/7
NOMINAL RETURN · 1Y
+37.8%
CPI 32.1%
USD 16.8%

Real +4.27% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
170M ₺
Total portfolio value
Net Flow
+15.1M ₺
monthly net in/out
Management Fee
1.25%
Charged from the fund whether you gain or lose.
Max Expense Ratio
1.50%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
DT34.4%HS30.5%ÖSKS9.82%TPP9.21%FB8.26%
  • Devlet Tahvili 34.4%
  • Hisse Senedi 30.5%
  • Özel Sektör Kira Sertifikası 9.82%
  • Takasbank Para Piyasası 9.21%
  • Finansman Bonosu 8.26%
  • Ters Repo 4.65%
  • Diğer 3.21%
Purchasing Power
₺ TÜFE
Period
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Nominal Return · —
—
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month +1.19%
3 Months +5.41%
6 Months +12.5%
YTD +17.6%
1 Year +37.8%
Holdings
  • Devlet Tahvili 34.4%
  • Hisse Senedi 30.5%
  • Özel Sektör Kira Sertifikası 9.82%

📋 Profile

ISIN code TRYVFEM00439
Founder TÜRKİYE HAYAT VE EMEKLİLİK A.Ş.
Portfolio manager firm ZİRAAT PORTFÖY YÖNETİMİ A.Ş.
Inception date 2025-02-05
Fund term Süresiz
Independent auditor PwC BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş
Risk value 3
Volatility (1Y) 7.00%
Max Drawdown (1Y) -4.28% (May 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+1

📞 Contact

ContactLevent Mah. Çayır Çimen Sokak, No:7 34330 Levent - Beşiktaş/İstanbul
Tel0212-310-37-00
Faks0212-310 39 99
e-Posta[email protected]
Authorized contacts
Nesrin KAYĞUN Müdür
02123103700 [email protected]
Müşteri İletişim Merkezi
08502022020 [email protected]

Fund Profile

What is the MDE fund?

MDE is a pension fund managed by Türkiye Hayat ve Emeklilik. It is offered through the Turkish pension (BES) system under the code MDE, in the Merkezi Alacağın Devri category.

How has the MDE fund performed?

It returned 37.8% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +4.27%. Year to date it is 17.6%.

What does the MDE fund hold?

Portfolio allocation: Devlet Tahvili 34.4%, Hisse Senedi 30.5%, Özel Sektör Kira Sertifikası 9.82%.

What does the MDE fund cost?

The annual management fee is 1.25%. Its total expense ratio is 1.50%.

How much withholding tax does the MDE fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

Similar Funds

1Y return
The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.